30 Dec

What Bank of Canada Rate Drops Mean to You?

General

Posted by: Nikhil Bhardwaj

As a mortgage agent, I often get asked: “What does a Bank of Canada rate drop mean for me?” It’s an important question because interest rates influence everything from your monthly mortgage payments to your ability to qualify for a loan. Let’s break it down and explore what these changes could mean for you as […]

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26 Dec

Refinancing Your Mortgage in 2025

Mortgage Tips

Posted by: Nikhil Bhardwaj

  Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking […]

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15 Dec

First-Time Homebuyer Benefits.

Mortgage Tips

Posted by: Nikhil Bhardwaj

Buying your first home is a significant milestone! While you’re thinking about your affordability and what type of home you want to own, we have some exciting updates around first-time homebuyer benefits: New or Pre-Construction Homes: Did you know? First-time buyers looking to purchase a new build or pre-construction home are eligible for 30-year amortization. This […]

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8 Dec

Mortgage Renewal Benefits

Mortgage Tips

Posted by: Nikhil Bhardwaj

  Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we have all the details here on how to make your mortgage renewal work for you as we start to think about 2025. Get a Better Rate Are you aware that […]

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21 Nov

The Benefit of Rate Holds

Mortgage Tips

Posted by: Nikhil Bhardwaj

Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! To help make the mortgage process smoother, one of the things you can do is to get pre-approved for your mortgage. Getting pre-approved doesn’t commit you to a single lender, but it does guarantee […]

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15 Nov

Closing Costs – The Real Numbers You Need to Budget For

Mortgage Tips

Posted by: Nikhil Bhardwaj

Buying a home is one of the most exciting ventures in life! To ensure it goes smoothly, you need to have a proper budget in place to protect your financial security and help you make the best decision for your future location. However, the cost of the home is not the only cost that you […]

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