Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.24%
- $595.34
- $151.35
-
- 2 Years
- 7.34%
- $721.53
- 5.09%
- $586.74
- $134.79
-
- 3 Years
- 6.94%
- $696.72
- 4.24%
- $539.11
- $157.60
-
- 4 Years
- 6.74%
- $684.44
- 4.34%
- $544.61
- $139.82
-
- 5 Years
- 6.79%
- $687.50
- 3.99%
- $525.48
- $162.02
-
- 7 Years
- 7.10%
- $706.60
- 5.35%
- $601.69
- $104.91
-
- 10 Years
- 7.25%
- $715.92
- 5.75%
- $625.02
- $90.90
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowWhy You Should Choose Me as Your Mortgage Agent
When it comes to securing a mortgage, many homebuyers wonder whether to navigate the process alone or seek professional assistance. As a licensed mortgage agent, I’m here to make the process smoother, more efficient, and tailored to your unique needs. Here are some key benefits of working with a mortgage agent and why it’s the smart choice for your next home purchase or refinance.
1. Access to Multiple Lenders
Mortgage brokers or agents work with a wide range of lenders, including major banks, credit unions, and private lenders. This means we can shop around on your behalf to find competitive mortgage rates and terms. Instead of being limited to a single lender, you’ll have access to options that suit your financial situation and goals.
2. Personalized Solutions
Every homebuyer’s financial situation is unique. As your mortgage agent, I take the time to understand your needs, whether you’re a first-time buyer, self-employed, or looking to refinance. I’ll help you find a mortgage product that aligns with your long-term financial objectives.
3. Save Time and Stress
The mortgage application process can be complex and time-consuming. With an agent by your side, you’ll avoid the hassle of researching lenders, comparing rates, and managing paperwork. I’ll handle the legwork, allowing you to focus on what matters most—finding your dream home.
4. Expert Guidance
Navigating the mortgage market can be overwhelming, especially with changing interest rates and regulations. As a mortgage agent, I stay up to date on industry trends and policies, providing you with expert advice and clarity every step of the way.
5. Better Rates and Terms
Because mortgage brokers or agents work with multiple lenders, we often have access to special promotions, discounted rates, and flexible terms that may not be available to the general public. These savings can make a significant difference over the life of your mortgage.
6. Support for Challenging Situations
If you have a low credit score, inconsistent income, or other financial hurdles, a mortgage broker can help. I specialize in finding creative solutions and alternative lenders to ensure you’re still able to achieve your homeownership dreams.
7. No Cost to You
In most cases, my services are free to clients. Brokers are typically compensated by the lender, not the borrower. You get professional expertise and support at no extra cost.
Let’s Get Started!
If you’re ready to take the next step toward homeownership or need expert advice on your mortgage options, contact me today. I’m here to provide personalized service, answer your questions, and guide you toward the best mortgage solution for your needs.
Free Mortgage Review
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As first-time buyers, we felt so supported and confident with Nikhil’s guidance. Highly recommend! – Shally K
So glad I reached out! Nikhil gave me clear guidance and made the process seamless. – Shivam S
I had a lot of questions and concerns about the my options Nikhil made the entire experience stress-free. He was transparent, answered all my questions, and helped me find the best option for my financial situation. I highly recommend his services! – Sam B.
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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